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Real Estate Investing: Wealth through Home Ownership
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Growing Wealth through Real Estate Investing through Primary Mortgages with better Interest Rates and Lower Down Payment requirements.
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Beginner’s Guide to Banking
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Looking to expand your knowledge of banking? Here’s what you need to know when getting started.
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Investing for Beginners
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The word ‘investing’ has a scary connotation; people hear the word and don’t know where to begin. It can initially seem complex and intimidating, but once you have the right resources, it’s a walk in the park. Investing is a powerful financial tool that can help grow your wealth over…
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Homeowners Insurance
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What is Homeowners Insurance ? Homeowners insurance is a vital financial safeguard for homeowners, offering protection against various risks that can damage or destroy your home and its contents. It provides peace of mind by ensuring that you won’t face severe financial losses in case of unforeseen events such as…
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Cash-Out Refinance
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What is a cash-out refinance A Cash-out Refinance is a specific type of mortgage plan which allows a homeowner to loan more than they owe on their current mortgage and borrow the difference in cash. This is possible because homeowners are using the equity in your asset as collateral to…
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Home Equity Lines of Credit (HELOC in Utah)
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UTAH HELOCs Defined In order to properly understand a Home Equity Line of Credit it is important to first understanda Home Equity Loan. A Home Equity Loan is simply a loan you can take out using your houseas collateral. These loans are typically fixed-rate HELOCs, allowing borrowers to have an…
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Preparing to Buy a Home
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Stressing out about buying a home? Here is everything you need to know to help you prepare.
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30-year vs. 15-year Mortgage Loans
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What is a Loan? When looking to buy a home, one can either pay upfront or use a home loan called a mortgage. A mortgage allows home buyers to buy a house when they don’t have enough money to pay for it outright. The loan comes with terms pre-determined by…
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Refinancing Your Home
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What is Refinancing? Mortgage refinancing is a financial strategy that allows homeowners to replace their existing mortgage with a new, more favorable loan. Many homeowners choose this route to save themselves money in the long-run. Refinancing can result in homeowners obtaining more favorable terms, reducing monthly payments, obtaining lower interest-rates,…
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VA Loans
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What is a VA Loan? A VA Loan, or a Veteran Affairs loan, is a specialized mortgage program designed to provide financial assistance to eligible veterans, active-duty service members, certain members of the National Guard and Reserves, and eligible surviving spouses to help them achieve home ownership. These loans are…