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Your Complete Guide to Rates, Lenders, and Tools Navigating the mortgages application process can feel overwhelming, especially for first-time homebuyers. With numerous options, terms, and fluctuating mortgage rates, it’s essential to be informed before making any decisions. Whether you’re just starting to explore how to get a mortgage or ready…

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Mortgage Myths Debunked: What Every Utah Homebuyer Should Know Buying a home can feel like a daunting task, especially with some common misconceptions that can make it feel like homeownership is out of reach for so many. Homebuyer education, mortgage calculators and tools, loan, and down payment assistance programs can…

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What are mortgage rates and how can I find the best mortgage rate? Mortgage rates are interest rates charged by lenders for home loans and determine the cost of purchasing a home. These tend to fluctuate based on current economic conditions when looking at Utah’s booming real estate market. This…

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VA home loans are mortgage options that private lenders provide for veterans, active-duty service members, and surviving spouses who qualify. The VA home loan program aims to aid eligible applicants in purchasing, refinancing, or improving a home at the most accessible and affordable price. The Department of Veterans Affairs guarantees…

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What is a Down Payment? Understanding the Basics A down payment is the money you pay upfront when buying a home. Think of it as your initial investment in the house. The rest of the cost is covered by a home loan, which you pay back over time. Why Does…