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Utah Mortgage Rates Made Easy
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What Are Mortgage Rates and Why Do They Matter? Mortgage rates determine how much interest you will pay on a home loan. These rates fluctuate based on economic factors such as inflation, Federal Reserve policies, and local housing market conditions. Whether you’re a first-time homebuyer or a homeowner looking to…
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VA Home Loans: A Veterans guide to home loan programs.
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VA home loans are mortgage options that private lenders provide for veterans, active-duty service members, and surviving spouses who qualify. The VA home loan program aims to aid eligible applicants in purchasing, refinancing, or improving a home at the most accessible and affordable price. The Department of Veterans Affairs guarantees…
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Everything You Need to Know About Mortgage Rates in Utah: A Homebuyer’s Guide
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Understanding Mortgage Rates in Utah: The Guide for Homebuyers
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First-Time Home Buying 101: Understanding Mortgages, Refinancing, and Interest Rates
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Do you wish to own a home one day? You, like many, also want to have a place they can call their own. But it’s highly unlikely you’re going to be able to pay out of pocket. Unless, of course, you have $533,000 sitting around in your savings account. If…
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30-year vs. 15-year Mortgage Loans
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What is a Loan? When looking to buy a home, one can either pay upfront or use a home loan called a mortgage. A mortgage allows home buyers to buy a house when they don’t have enough money to pay for it outright. The loan comes with terms pre-determined by…
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Refinancing Your Home
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What is Refinancing? Mortgage refinancing is a financial strategy that allows homeowners to replace their existing mortgage with a new, more favorable loan. Many homeowners choose this route to save themselves money in the long-run. Refinancing can result in homeowners obtaining more favorable terms, reducing monthly payments, obtaining lower interest-rates,…